Quick cash within 15 minutes

Life’s full of surprises. That’s cliché, of course, but it doesn’t make this statement any less accurate. You cannot predict everything, and no matter how cautious you are in the way you’re spending your money there may be a situation when you’ll need cash. Right here and right now.

Of course, you may consider yourself a person nothing ever happens to. But just imagine: your tooth starts aching in the middle of the night, and your insurance doesn’t cover such emergencies? Your car stopped in the middle of nowhere, and you can’t go to the car workshop you always go and have a huge discount in? It may happen, and suddenly you may find yourself in a challenging situation where there is not enough money on your account to do what you have to do.

Get the money in 15 minutes

But there are options, and taking a loan is one of them. I know what you’re thinking – right, I’m in the middle of the crisis but have to gather all the needed documents and certificates and go to a bank and ask for a loan and… wait and wait for their answer. No, that would not be the best solution, and that is not what this article is about.

You can get the cash wherever you are and – on some conditions – have it on your account in… 15 minutes. How’s that possible? You can ask for a market-based financed loan by applying for it online.

Afraid of fast loans? No need!

Fast loans are becoming more popular each year as the formalities are minimal and you get the money instantly. But now maybe you’re thinking that such a loan is not an option for you because it is going to cost you too much. Not necessarily. Lots of providers try to invite new clients and encourage them to take their first loan by giving them a very sensible offer. They can even give up on their income and make your first loan a free one. You just have to carefully read the terms of the contract and check, whether you won’t have to pay any additional fees for example for the insurance. And of course there is one unchangeable condition – you will have to be sure you can repay the money on time. An even slight delay may result in you paying a lot of money to the company who gave you the loan, or – what’s sometimes even more unconvincing, the process of debt recovery will start. And you don’t want that.

What you need to do

But let’s assume that you know you’ll be able to pay all the money back on time and want to proceed with the loan. In order to get it, you basically need three things, besides Internet connection obviously. Other than that – you’ll need just your ID and telephone and money account number. Easy peasy. First, you have to go to the website of your chosen provider. Then you will find the application form and will be asked to fill it out. The information you will be asked to provide is in most cases:
-Your name
-Your address
-Your social security number
-Your ID number
-E-mail address and telephone number
-Monthly earnings
-Your workplace
-Do you have any previous credits
-Monthly expenses
-Marital status
-Bank account number
Some companies may request some additional details as well, for example how many vehicles or real estate you own and the number of dependents. So, you’ve filled out the form and submitted it. And that’s it.

Cash in 15 minutes – how it’s possible

What happens next is the process of verification of your personal data. In most cases, the loan provider will ask you to transfer some insignificant amount of money to his bank account, in order to check if the bank data match the ones you’ve submitted. If that is the case, the verification will soon be completed and the money you’ve asked for transferred to your account in less than half an hour! But there’s one condition – you should have the account in the same bank that the loan provider you’ve chosen. Many of them have multiple accounts which help speed up the verification process, but if you really want to have the money as soon as possible, you should check it out before you apply. Along with some other things.

Before you apply

Even if you’re out of time and need your money now, you have to find time to verify a few things first. First of all, you should be very careful in choosing the provider. Read some online comments about them, but have in mind that nowadays writing positive comments about any company all over the social media is a part of the company’s PR strategy. You should also read about the providers in dedicated sites – many of them are impartial and really want to promote reliable companies. After that find out in which bank the chosen provider has his account. Then figure out how much money you need and for how long you want to borrow it. Take the exact amount you need, no more, as the most important thing in borrowing the money is to be sure you’ll be able to repay it. Think realistically about when you’ll be able to give the money back as well.

When all this is done, all you have to do is submit the application, wait (not too long, hopefully) for your money and fix whatever situation you got yourself into. I keep my fingers crossed!